Under Arizona law, defendants against criminal charges are entitled to an effective legal defense by legal counsel. But how do you know that you have effective legal representation when you are charged with a crime in Arizona? One way you can feel confident is if your criminal defense attorney is a Board Certified Legal Specialist in criminal law. The Arizona...

A major fire blazed through the Kingsbridge neighborhood of the Bronx, ravaging multiple businesses and leaving one person injured. Authorities say the five-alarm fire broke out inside the Cold Cut City Bunny Deli at approximately 3:30 a.m. on Friday, December 15th. It reportedly took 200 FDNY personnel to gain control over the blaze. According to witnesses, the fire started in...

One of the most expensive problems a homeowner can face is shoddy plumbing and flawed water sealing. Mold, mildew, and slow-leaking water can quickly and silently do incredible damage to a home, and every year, many people will suddenly find themselves facing staggering repair costs and uncooperative home insurance agents. To proactively avoid this, ensure plumbing undergoes regular inspection and...

We all know the rush of confidence that comes from looking and feeling your absolute best. Unfortunately, the quest for that ever-elusive fountain of youth can be exhausting. From wrinkles that won't fade, skin that's lost its luster, and a look that just doesn't reflect the vitality you feel inside, it's rare to find a place that truly listens, understands,...

Are you a real estate investor looking to acquire a DSCR investment property loan? Valor is here to help you avoid using hard money and qualify for investment property acquisitions and refinances by using the cash flow of the investment property itself. Traditional mortgage lending requires tax returns during the loan approval process but a DSCR investment property loan does...

Learn about a Bridge Loan | Valor Lending Group A Bridge Loan is also known as a ‘hard money loan’ which is an oxymoron because they are not hard. The term hard money is more in reference to ‘hard money (cash) on the barrelhead’ so to speak. Quick and easy. This is an asset-based loan with limited documentation, easy qualifying,...

Bank Statement Loans are The HOLY GRAIL in the Non-QM mortgage loan space. Valor Lending Group’s bank statement loans are geared to benefit self-employed individuals, gig workers, investors, and independent contractors. Since 2020 we have seen a surge in the “gig working” economy, there has been millions of Americans that have tried “gig work” and now 36% of US workers...